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Combined Total Loss GAP

If you’ve paid for your vehicle using a finance arrangement you could have two gaps to think about. The first is the gap between the value of the car at the time of the loss, and the amount you paid for it. The second is the potential shortfall between your insurance settlement and the balance on any outstanding finance. With a Combined Total Loss GAP insurance policy, you’ll have it covered.

from only £97.00

Combined Total Loss GAP Insurance

If you suffer a total loss due to your vehicle being written off or stolen and you used a finance agreement to pay for the majority of the vehicle the settlement from your comprehensive motor insurance company is likely to be much less the amount that you still owe in finance. As your motor insurance policy is likely to pay out on the current market value of your vehicle at the time of the loss, the amount you get will also be much lower than the amount you paid for your vehicle. If you InsuretheGap with a Combined Total Loss GAP Insurance policy, you have the added peace of mind that you’re covered whichever gap is the greatest.

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Key Features

  • Provides combined GAP protection for up to 4 years
  • Pays £250 standard excess towards your comprehensive insurance
  • Pays the gap between the invoice price of the vehicle, or the balance of outstanding finance: whichever is greater
  • Available for private and business use

Cost of vehicle £25,000

Insurance Pays £15,000

GAP Pays £10,000

Combined Total Loss GAP Insurance
With Combined Total Loss GAP you get the full £25,000
Combined Total Loss GAP Insurance
Vehicle Invoice Price


Purchased Using…

£20,000 Cash

£65,370 Finance*

Motor Insurance Payout**


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GAP Insurance Payout
£££'s Out of Pocket
GAP Insurance Payout
£££'s Out of Pocket